Category Archives: Retirement Planning

Top 10 Things To Know About Self Employed Retirement

Self Employed Retirement

Being our own boss, setting your own schedule and calling all the shots are benefits of owning your own business and being self-employed. There are many challenges, however, associated with self-employment. The small list indicates that you are in charge

IRA vs 401K – Is One of The Plans Really Better Than The Other?

IRA vs 401K

There are two distinct retirement plans that can give you a return on your investment and an income for the future. One is an IRA and the other is a 401K. Both have benefits for savers, but there are also

401K Withdrawal Rules – Why Is It Better To Leave Plan Alone?

401K Withdrawal Rules

Employers generally administer and provide 401K plans for their employees. Workers normally contribute their own money into the 401Ks to provide for retirement and matching funds are contributed by employers at a predetermined amount of the employee’s income.401K rules can

Should I Consider Opening 401K For Small Business?

Small Business 401k

Small business 401K plans can be powerful tools in recruiting and retaining potentially good employees. 401K plans provide financial security for retirement and are listed as one of the top benefits employees seek. You need to consider providing 401K retirement

401K and Divorce – What Are The Rules?

401K and Divorce

The state where divorcing couples reside will determine the property allocation laws and joint marital property. Many states’ legislation allows ex-spouses to keep property they used to own before their marriage, but after marriage any jointly owned accounts are divided

Vanguard Retirement Savings Trust – Safe Investment or Not?

Vanguard Retirement Savings Trust

Is the Vanguard retirement savings trust a safe investment or a bad idea for most investors? Most financial experts have given the trust a good review and rating but this choice is not right for everyone. This investment choice may

Average Retirement Savings By Age

Average Retirement Savings By Age

The average retirement savings by age has declined in the last decade or so and there have been many reasons given for the decline. In the last decade consumer purchases and domestic spending have been down and that tells us