Category Archives: Credit History

Is Good Credit Score Really Making Any Differene In Loan Approval?

Good Credit Score

Is a good credit score really necessary? This may seem like a strange question, but the answer is a definite yes. You may not receive a loan approval with a poor credit score and if you are approved your interest

How To Avoid “Free Credit Report” Scam Websites?

Free Credit Report

Free credit report scam websites are all over the place and understanding how to avoid these scams is essential. Since 2005 every citizen in the USA is legally entitled to receive a free credit report from all 3 major credit

Top 10 Fast Credit Score Repair Tips

Credit Score Repair

1. Pay Down Your Credit Card Balances- One of the best methods of fast credit score repair is to pay down the balance on any credit card accounts that you have. 2. Ensure The Credit Limits Listed Are Correct- Your

Insufficient Credit History – How To Obtain A Low Rate?

Insufficient Credit History

If you have insufficient credit history is it possible to obtain a low interest rate when applying for a loan or other type of credit? Yes, when you know how to do this and some of the secrets that can

Credit Reporting Agencies Fraud Alert Feature Review

Credit Reporting Agencies

Credit reporting agencies offer a fraud alert feature which has advantages if your identity has been stolen or fraudulently used, but how well do these actually work? Consumers have a legal right to a free yearly credit report, to monitor

Top 10 Free Yearly Credit Report Benefits

Free Yearly Credit Report

1. Monitor Your Accounts- A free yearly credit report allows you to monitor your credit report and information, so that any unusual activity is noticed much sooner. This can help prevent identity fraud or large amounts of fraudulent debt that