Category Archives: Credit Loans

Different Types of Loans – Top 10 Mistakes To Avoid!

Types of Loans

1. Home Equity Loans Home equity lines of credit are a great tool homeowners can take advantage of for making large home improvements, paying off high credit card debts (only in case you are getting a lower rate with your

Mortgage Loans with Bad Credit Do’s and Don’ts

Mortgage Loans With Bad Credit

Getting mortgages for people with bad credit is getting harder than before due to more stringent requirements for credit score and history due to recent credit crunch. Having bad credit will cost you money once you decide to buy a

Mortgage Refinance No Closing Costs Pros and Cons

Mortgage Refinance No Closing Costs

With lower than ever refinance home mortgage rates, homeowners have been scrambling to refinance their homes from existing higher fixed or adjustable rates mortgages in hopes to save on their monthly payments.

Home Equity Lines of Credit and Tax Deduction

Home Equity Lines of Credit

Home equity lines of credit offer many benefits, and one of the most important is the tax deduction that you may be eligible for on the interest you pay on any balance due with this line of credit.

Top 10 Reverse Mortgage Lenders

Reverse Mortgage Lenders

1. Wells Fargo Bank – Wells Fargo was considered the number one lender and also offers reverse mortgage requirements that are clear and easy to meet in most cases. This bank provided more than hundred and fifty thousand reverse mortgages

Top 10 Best Home Mortgage Lenders

Best home Mortgage Lenders

1. American Equity Mortgage – American Equity mortgage is considered one of the ten best home mortgage lenders for numerous reasons. American Equity Mortgage is committed to making their customers feel at home when they walk through our doors.

Offshore Credit Card Benefits and Drawbacks

Offshore Credit Card

An offshore credit card has both advantages and drawbacks, and in some ways these credit cards are similar to the domestic versions but they are very different in other ways. With both types you will have internet access and online

Second Home Mortgage and Tax Deduction Rules

Second Home Mortgage

When buying a second home you do need to be aware of mortgage interest, property taxes, rental income (if renting the home out) and expenses and how they will affect your tax returns. You can trade down to a less

Is Good Credit Score Really Making Any Differene In Loan Approval?

Good Credit Score

Is a good credit score really necessary? This may seem like a strange question, but the answer is a definite yes. You may not receive a loan approval with a poor credit score and if you are approved your interest

Top 10 Advantages of Best Credit Cards

Best Credit Cards

1. Low Interest Rate – The best credit cards will offer the advantage of a low interest rate. This should be a permanent rate and not just an introductory offer to ensure that you will not get an unexpected rate